Equipment finance line — finishing-trade firms

The line is open to twelve finishing-trade firms already holding at least one live contract. It covers equipment purchase — scaffolding, access platforms, laying equipment — and nothing else: no working capital, no wages, no refinancing of existing debt.

Repayment follows the progress of works certificates rather than a fixed calendar, which is the one adjustment asked for by every firm met during assessment. The rate and the fees are stated plainly in the file.

The application is three documents: the last two sets of accounts, the signed order book, and the pro forma invoice for the equipment concerned. An application without the invoice cannot be assessed.